Banks today are focusing on digitisation to drive efficiencies and improve the customer experience while maintaining a robust risk management practice. Their digitisation initiatives are aimed at consolidating fragmented legacy systems as they invest in end-to-end loan-management platforms.
While an end-to-end loan management system improves the lending process, we believe further efficiencies could be achieved through the automation of sub-processes in the credit analysis value chain.
Digitise your credit analysis process through our BEAT lending apps. Make cheaper, faster and better lending decisions.Benefits and Impact
Acuity Knowledge Partners’ BEAT Lending Solutions Suite
Aura – Automated financial data extraction
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Aura – Automated financial data extraction
Efficient and seamless financial data extraction and spreading
Business unit-agnostic solution
ML- and cognitive learning-based extraction process applicable to a wide variety of source formats
Highly secured online environment, fully compliant with a customer’s information security guidelines
CovenantPulse – Monitor, validate, track
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CovenantPulse – Monitor, validate, track
Independent validation covenants from financial spreads and covenant definition
Headroom and deviation analysis for early warning of deteriorating covenant quality
Single platform for standard and bespoke covenants
Multiple options to import existing covenant data
Advanced dashboards that enable better credit decisions
Email alerts on upcoming, past-due and breach status
CreditReport Pulse – Automated credit reports
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CreditReport Pulse – Automated credit reports
Automated standardised sections of reviews
Customised to reflect a bank’s credit DNA
Configured to reflect a bank’s specific credit templates
Interactive dashboard to monitor a portfolio’s fundamental credit performance
Extract information using a proprietary NLG engine and create a summarised commentary
BEATFlow – Engagement management platform
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BEATFlow – Engagement management platform
Single platform across different processes
Continuous tracking and real-time status updates
Common platform for multiple teams
Logical walls ensuring a secure and compartmentalised environment
Effort management and time tracking