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Lending Newsletter
     
 

Our commitment to our clients in providing the best strategic and transformation support with a strong focus on employee growth and development has been rewarded, and we are now certified as a Great Place to Work. We continue to expand our repertoire of lending services across the value chain, are grateful to our existing clients for their continued trust and look forward to exploring how we can help you further.

I am also pleased to share that we are bringing together four senior leaders in the banking industry for a webinar in April, to deliberate on some key strategic priorities and developments and share insights on what the lending business will look like in three years’ time and what their key transformative plans are to achieve their goals. We look forward to your participation.

Rajul Sood, Global Head of Lending services

 
     
  Exclusive Webinar: Is your lending organisation “credit fit” for the 2025 landscape?  
 
 

Building a resilient yet profitable lending business is an overarching theme at CxO board meetings. Pressure to grow the book, improve the cost-to-income ratio, manage talent and meet regulatory requirements is prompting the development of transformation strategies across regional and global banks.

How do senior banking executives believe the lending business will evolve through to 2025, and what does it take to adopt the new model?

 
   
     
 
Strategic developments – corporate and commercial banking industry   Why lending transformation requires a new business paradigm
Blog   Blog
55% of the respondents believe withdrawal of fiscal stimulus will increase the probability of default (PD) of leveraged companies, while 38% believe loan-loss provisions would help reverse the deteriorating credit quality of loan portfolios.

  In this blog, we look at four major factors that could play a critical role in the journey towards digitalisation and transformation – relationship management, domain expertise, quality of data and leadership culture

 
     
 
   
     
 
Emerging trends in retail lending   Will 2022 be another good year for US retail lending?
Blog   Blog
Read about the new strategies lenders are adopting to overcome current challenges such as the low interest rate regime, the slow response time to new loan applications, high IT investment costs and regulatory compliance requirements

  In this blog, we discuss how the US retail market was impacted by the pandemic, and its outlook. US mortgage industry looks positive in the near term. As per some forecasts, US retail banking market is expected to witness a CAGR of 4.49% over the 2021-2026 period.

 
     
Impact story: Underwriting 35% more retail loans   Impact story: 100% on-time servicing and 30% more client-facing time
Blog   Blog
Learn how Acuity helped a large US-based commercial bank with significant exposure to consumer mortgage loans underwrite 35% more loans and achieve 40% cost savings

  Explore how Acuity is helping a US-based broker improve margins by achieving operational efficiencies in RE servicing and underwriting

 
     
The resilience of renewable energy investment amid the pandemic   Affordable homes – in acute shortage for the extremely-low-income community
Blog   Blog
In this blog, we take a look at where the world stands in terms of renewable energy transition and how the renewable energy sector is one of the few sectors into which investors have pumped money despite the disruptions caused by the pandemic

  Finding affordable homes for low- and middle-income groups remains a nightmare. Get our opinion on the underlying issues and measures to fix the problem

 
     
 
  Acuity in the news  
 
     
Cardrates: Acuity streamlines lending and improves financial services   GlobeSt: Not another 2008 – a new monetary environment for CRE
Blog   Blog
In an interview with Cardrates, our Chief Revenue and Marketing Officer Damian Burleigh’s speaks about how Acuity helps credit institutions streamline workflows and improve their customer experience

  In an article in GlobeSt, our Global Head of Lending services Rajul Sood shares her views on how fundamentals are different and mortgage delinquencies are not very high compared to 2008

 
     
 
     
 
    
  ABOUT ACUITY KNOWLEDGE PARTNERS

Acuity Knowledge Partners (Acuity), formerly part of Moody’s Corporation, is a leading provider of bespoke research, analytics, staffing and technology solutions to the financial services sector.

Headquartered in London, Acuity Knowledge Partners has nearly two decades of experience in servicing over 400 clients by deploying its 4,000+ specialist workforce of analysts and delivery experts across its global delivery network. We provide our clients with unique assistance to innovate, implement transformation programmes, increase operational efficiency, and manage costs and improve their top lines. These services are supported by our proprietary suite of Business Excellence and Automation Tools (BEAT) that offer domain-specific contextual technology. Acuity Knowledge Partners is backed by Equistone Partners Europe, a leading private equity organisation that backs specialist growth businesses and management teams.

 
   
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