Asset-based Lending Outsourcing

Asset-based Lending Outsourcing Support for Financial Institutions

With over 18 years of experience in delivering credit research and analytics services, Acuity Knowledge Partners (Acuity) has built robust expertise in Asset-based lending (ABL) outsourcing services. We have strong credentials in ABL outsourcing space including ABL software transition support, across the credit analysis value chain, helping banks to centralise, standardise and digitise processes.

With the values of underlying collateral changing constantly, we understand that ABL portfolio monitoring, although time-consuming, is extremely important. We have domain expertise in independently monitoring ABL portfolios in a timely and structured manner.Our domain experts aim to identify early-warning triggers and discrepancies in borrowing bases and collateral reporting to minimise exposures at risk.

Who we serve

Asset Based Lending Outsourcing - Support We Offer

Preparation of credit synopsis
Pitch books for potential clients
Preparation of indicative term sheets
Financial spreading for new loans

Validation of borrowing base, availability and collateral details
Collateral analysis report
Risk rating of the borrower
Business and management analysis
Financial analysis including projections

Collateral analysis and collateral report writing
Periodic borrowing base spreading
Excess availability trigger monitoring
Collateral analysis reports
Evaluation of risk rating
Financial spreading
Annual, quarterly and monthly reviews
Document management and reporting

Lending operations - Learn more

Asset Based Lending Outsourcing - Support We Offer

Preparation of credit synopsis
Pitch books for potential clients
Preparation of indicative term sheets
Financial spreading for new loans

Validation of borrowing base, availability and collateral details
Collateral analysis report
Risk rating of the borrower
Business and management analysis
Financial analysis including projections

Collateral analysis and collateral report writing
Periodic borrowing base spreading
Excess availability trigger monitoring
Collateral analysis reports
Evaluation of risk rating
Financial spreading
Annual, quarterly and monthly reviews
Document management and reporting

Lending operations - Learn more

What we have delivered annually

10,000

borrowing base determination

4,000+

quarterly/annual reviews

4,000+

financial spreads

6000+

collateral analysis

Customer testimonials

“

“It was a pleasure to meet you in person and to make so much progress on the Stucky implementation! Thank you for making the journey to New York. I truly appreciate all your contributions to the process. You were critical to the success of the training and are critical to the success of the Stucky implementation. Please highlight any concerns/issues as they arise. I value your opinions and contributions.”

Vice President, US ABL

Bulge-bracket bank

“

“I really appreciate working with my teammates at Acuity – the dialog is robust, the accuracy is first-rate, and the timeliness is fantastic. Most recently, I have got really good support on annual reviews and spreads. The service I receive has been terrific – very quick responses, thoughtful insight and color in the analysis, and great questions whenever clarification is needed. I am grateful for the opportunity to work with Acuity. They are invaluable given the portfolio sizes we manage.”

Senior Portfolio Manager, ABL

Top US regional bank

“

“The team is very responsive and the work is accurate. The team is top-notch in terms of responsiveness, as they behave like a very interested party in our business. Very responsive, and I do not know what I would do without the Acuity team. The team is valued by me immensely. I would not be able to complete my work without them. Keep up the good work!”

Senior Portfolio Manager, ABL

Top US regional bank

How we are different

COMPREHENSIVE ASSET-BASED LENDING OUTSOURCING SOLUTIONS

Custom support solutions to cater to the specific needs of ABL lenders, ranging from end-to-end underwriting, portfolio monitoring and document management to providing dedicated support for specific areas such as collateral analysis and technology tool transitions

SELF-SUSTAINING CUSTOMISED WORKFLOWS REQUIRING MINIMAL OVERSIGHT

Expertise in designing workflows that require minimal to no follow ups from stakeholders, freeing up ABL lenders’ valuable time and allowing them to focus on revenue generating activities and adding value for their customers

FINANCIAL SERVICES DOMAIN EXPERIENCE

18 years of research and analysis experience, working with 350+ financial clients globally as a best-in-class KPO firm

CREDIT PEDIGREE IN ASSET BASED LENDING

Market leader in credit analysis support, with best practices developed through 80+ client engagements; experience across loan books and complex lending products

TECHNO FUNCTIONAL CAPABILITIES

Subject matter experts with proven credentials and ability to help ABL organisations transition to technology-based tools and customise them to suit lender needs

SCALABLE PARTNER

Strong track record in scaling client engagements for tasks across the lending value chain. Ability to utilise strategic delivery locations and strong recruitment functions for ABL Outsourcing