Commercial Lending support for investment, commercial and retail banks

Corporate and Commercial Lending

Bespoke corporate and commercial lending solutions that combine our credit expertise with lending best practices and domain-driven technology

Overview

With over 18 years of experience in delivering research and analytics services, Acuity Knowledge Partners (Acuity) has built a robust and sustainable ecosystem of people, process and technology. Acuity has strong credentials within the corporate and commercial banking space, supporting banks across the lending value chain (KYC, origination, underwriting, monitoring and operations), helping them centralise, standardise and digitise processes.

With digitisation initiatives specially designed to automate parts of the credit analysis function, coupled with the flexibility to choose from different engagement models, we enable financial institutions scale their lending operations while remaining client and risk-focused. As business/operational uncertainty increases, Acuity’s lending service offerings can help banks simplify lending, improve speed to market and make better credit decisions.

Who we serve

Support We Offer for Corporate and Commercial Lending

Origination

  • Research for target screening and cross-selling

  • Pre-qualification credit assessment

  • Industry, macro-economic and peer comparison studies

  • Newsletters/market updates

  • Prospect financial spreading

Underwriting

  • Financial spreading and projections

  • Cash flow modelling and analysis

  • Capital structure analysis

  • Identifying deal covenant requirements

  • Proposing indicative risk ratings

  • Evaluating collateral value

  • Drafting term sheets

Credit Monitoring

  • Financial spreading with projections

  • Cash flow models and analysis

  • Covenant monitoring and validation

  • Credit risk reviews

  • Periodic risk ratings

  • Loan watch-list dashboards

  • Credit surveillance updates

  • Periodic limit monitoring

What we have delivered annually

10,000+

risk ratings

25,000+

credit reviews

125,000+

covenants

200,000+

financial spreads

Customer Testimonials

Acuity family – Thank you so very much for all your hard work and dedication during this time. The swell of this pandemic has shrunk our vast globe, as we collectively experience the impact of the wave. We could not manage the needs of our clients during this time without your support, and we are very thankful to have you as part of the team.

Middle Market Credit Campus Leader

Leading US Regional Bank

We think the support from the Acuity team was fundamental in the completion of the project. Their contribution related to the creation of the covenant structures was crucial for the success of the project. Also, eventually taking over the approval of covenant structures helped us speed up the approval process. We really appreciate all the hard work of the team and their flexibility, especially with regards to their working hours.

Project Manager

Top Dutch Bank

Thank you, as well as every single person on your team, for your immense support and commitment. We consider you an extremely integral part of our team and always wish you the very best. We are certain that our relationship will continue to grow and develop in the year to come. You are our colleagues and our friends.

Financial Statement Spreading Analyst

Top Canadian Bank

Automation and workflow management platforms

How we are different

ONE-STOP SHOP FOR CORPORATE AND COMMERCIAL LENDING SOLUTIONS
ONE-STOP SHOP FOR CORPORATE AND COMMERCIAL LENDING SOLUTIONS
Comprehensive support across the corporate and commercial lending value chain (origination, underwriting, monitoring and operations)
FINANCIAL SERVICES DOMAIN EXPERIENCE
FINANCIAL SERVICES DOMAIN EXPERIENCE
19 years of extensive experience gained from working with 350+ financial clients globally as a best-in-class KPO firm
CREDIT PEDIGREE
CREDIT PEDIGREE
Market leader in credit analysis support, with best practices developed through 80+ client engagements. Experience across loan books and complex lending products
SCALABLE PARTNER
SCALABLE PARTNER
Strong track record in scaling client engagements for different tasks across the lending value chain. Ability to utilise strategic delivery locations and strong recruitment functions for flexible and niche resourcing
FLEXIBLE ENGAGEMENT MODEL
FLEXIBLE ENGAGEMENT MODEL
Flexible staffing model to support project requirements and to scale up and down based on demand dynamics and seasonal factor
TECH-DRIVEN INNOVATIVE SOLUTIONS
TECH-DRIVEN INNOVATIVE SOLUTIONS
Our domain-driven suite of Business Excellence and Automation Tools (BEAT) ensures efficiency across the lending value chain

Tailored data and technology solutions for Banks

Explore the art of possible across processes and functions in the lending value chain. We help you integrate legacy systems and new-age platforms to build a single source of truth.

What we have done

Portfolio monitoring and underwriting support for a US-based commercial bank
What we are proud of

USD12m

in annual savings

USD80bn-

worth loan portfolio monitored

Transformation partner of a top 10 Europe-based commercial bank
What we are proud of

USD12m

cost savings and growing

20-25%

faster turnaround time

Support for Consulting and Corporate Firms
Financial spreading support to a top Canadian bank
What we are proud of

USD 6mn

in cost savings and growing

27%

efficiency, resulting in more volume delivered

Support for Consulting and Corporate Firms
Asset based lending portfolio transition and monitoring for a top-3 UK bank
What we are proud of

40%

reduction in overdue

1,500+

borrowing-base spreads

Support for Consulting and Corporate Firms
Leveraged Loan monitoring for a top five bulge-bracket firm
What we are proud of

300+

leveraged loans

$12bn

loan portfolio monitored

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