Commercial Real Estate

Overview

Acuity Knowledge Partners excels in empowering Commercial Real Estate (CRE) lenders, brokers, servicing agents, and commercial banks to achieve unparalleled operational efficiency. Our bespoke solutions span the entire CRE lending value chain, including pre-screening, underwriting, portfolio monitoring, and post-closing activities. We offer scalable delivery solutions to meet our clients' evolving needs in response to changes in the risk environment, such as LIBOR transitioning, loan risk rating, and platform migration, including process transformation.

We collaborate with our clients to drive revenue, implement global best practices, and revolutionize their operating models. Our team of subject matter experts boasts extensive experience across various product types, including CMBS, Agency, FHA, Construction, and Bridge Lending. Our CRE lending services empower banks to enhance speed-to-market, increase customer-facing time, and efficiently manage higher volumes.

Who we serve

National and Regional Banks
Mortgage lending division of Insurance firms
Commercial Real Estate divisions/brokers

Support We Offer in Commercial Real Estate

Origination

Personal/Business tax returns and Personal Financial Statement spreading
Analyzing Business Debt Schedules and Credit Bureau Reports
Rental Property Analysis for income producing real estate
Argus vs Rent Roll Audit

Underwriting

Cash flow underwriting
Calculating PD ratings, LGD and EL
Lease abstraction
Slot template updating
Key tenant analysis
Asset summary report/credit memos
Setting up covenants and early-warning signals
Borrower/Guarantor financial analysis
SWOT analysis
Asset valuation

Portfolio Monitoring

Annual and interim reviews
Loan risk grading
Rent roll and cash flow analysis
Hold/exit analysis
Budget variance analysis
HVCRE loan analysis
Market and submarket analysis
Letter of waivers/modifications
Covenant monitoring
Data tape creation
Annual Borrower/guarantor analysis
Tracking fulfilment of sanction conditions

Consulting Projects

HMDA Reporting and CRA Audit
Policy checklist formulation
Portfolio dashboard automation
Loan restructuring support
Platform migration
Document indexing
COVID-19 impact analysis

Lending Operations

Lending Operations

Compliance and KYC Services

Property Types Supported in Commercial Real Estate

Commercial

Single Family Residences
Non-Owner Occupied properties
Retail
Office
Hospitality
Self-storage
Warehouse/Industrial

Multifamily

Conventional apartments
Student housing
Age-restricted apartments
Mixed-use properties
Affordable housing
Manufactured housing

Senior Housing

Independent living
Assisted living
Alzheimer's or memory care
Skilled nursing

What we have delivered annually

2,500+

CRE risk ratings

10,000+

Pre-deal analysis

30,000+

Covenants validated

100,000+

Rent roll and OS spreads

Customer Testimonials

“

I just wanted to drop a note to express my gratitude to the team during this incredibly unique time. We have all been forced to adapt to new ways of doing business, and yet our ongoing relationship with our Acuity team members, as well as the Acuity leadership team, has continued almost as if nothing has happened. The continual support the team has provided through first our transition to WFH and then your own transition to WFH has been nothing but top notch. With all the additional expectations on the team, the quality of work has remained at high level.

National Portfolio Manager, CRE Division

Leading US Regional Bank

“

I was very pleased with the work product from Acuity, particularly Acuity’s ability to make proactive adjustments to adhere to underwriting and policy guidelines when appropriate. I look forward to working with Acuity moving forward. Acuity did a good job of laying out the pertinent risks in each transaction. While identifying risks (and more importantly the mitigants to those risks) is not an easy task, I thought Acuity was able to touch on the major points in each deal.

Portfolio Manager, CRE Division

US Regional Bank

Automation and workflow management platforms

https://www.acuitykp.com/wp-content/uploads/2024/10/Credit-Pulse-200.jpg

Advanced AI-based tool designed to revolutionise the credit report writing process

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BEATFlow is an easy-to-onboard and adaptable workflow management system. It provides a quick and clear view of the ongoing activities

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How we are different

WIDE SPECTRUM

Comprehensive end-to-end service offerings across the loan lifecycle (origination, underwriting and portfolio monitoring)

QUICK TURNAROUND

24-hour turnaround for initial sizing and tasks attached to approvals

SCALABLE PARTNER

Strong track record in scaling client engagements for different tasks across the lending value chain. Ability to utilise strategic delivery locations and strong recruitment functions for flexible and niche resourcing

TIMELINE MANAGEMENT

100% on-time portfolio monitoring and risk escalation. Ability to identify and report early warning indicators on time

CONSISTENT APPROACH

Focused on delivering centralised, standardised and optimised output using experienced professionals

Tailored data and technology solutions for Banks

Explore the art of possible across processes and functions in the lending value chain. We help you integrate legacy systems and new-age platforms to build a single source of truth.

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