Commercial Real Estate

Overview

Acuity Knowledge Partners has proven capability in assisting Commercial Real Estate (CRE) lenders, brokers, borrowers and commercial banks achieve operational efficiency. Acuity delivers customised solutions across the CRE lending value chain (pre-screening, underwriting, portfolio monitoring and other post-closing activities). We provide scalable delivery solutions for our clients’ increasing requirements as a result of changes in the risk environment, such as LIBOR transitioning, loan risk rating and platform migration including process transformation.

We partner with our clients to drive revenue, implement global best practices and transform their operating models. Our subject matter experts have experience across product types, such as CMBS, Agency, FHA, Construction and Bridge Lending. Our CRE lending service offerings can help banks improve speed-to-market, increase customer-facing time and manage higher volumes.

Who we serve

National and Regional Banks
Mortgage lending division of Insurance firms
Commercial Real Estate divisions/brokers

Support We Offer in Commercial Real Estate

Origination

Research on relationship marketing and cross-selling
Initial loan sizing
Initial credit memorandum
Rent roll and income statement spreading
Market and submarket analysis
Comparative analysis
NAV assessment
Term sheet recommendation

Underwriting

Cash flow underwriting
Calculating PD ratings, LGD and EL
Lease abstraction
Slot template updating
Key tenant analysis
Asset summary report/credit memos
Setting up covenants and early-warning signals
Borrower/Guarantor financial analysis
SWOT analysis
Asset valuation

Portfolio Monitoring

Annual and interim reviews
Loan risk grading
Rent roll and cash flow analysis
Hold/exit analysis
Budget variance analysis
HVCRE loan analysis
Market and submarket analysis
Letter of waivers/modifications
Covenant monitoring
Data tape creation
Annual Borrower/guarantor analysis
Tracking fulfilment of sanction conditions

Consulting Projects

Policy checklist formulation
Portfolio dashboard automation
Loan restructuring support
Platform migration
Document indexing
LIBOR transitioning
COVID-19 impact analysis

Lending Operations

Lending Operations

Compliance and KYC Services

Property Types Supported in Commercial Real Estate

Commercial

Retail
Office
Hospitality
Self-storage
Warehouse/Industrial

Multifamily

Conventional apartments
Student housing
Age-restricted apartments
Mixed-use properties
Affordable housing
Manufactured housing

Senior Housing

Independent living
Assisted living
Alzheimer's or memory care
Skilled nursing

What we have delivered annually

2,000+

CRE risk ratings

10,000+

pre-deal analysis

25,000+

covenants validated

100,000+

rent rolls and OS spreads

Customer Testimonials

“

I just wanted to drop a note to express my gratitude to the team during this incredibly unique time. We have all been forced to adapt to new ways of doing business, and yet our ongoing relationship with our Acuity team members, as well as the Acuity leadership team, has continued almost as if nothing has happened. The continual support the team has provided through first our transition to WFH and then your own transition to WFH has been nothing but top notch. With all the additional expectations on the team, the quality of work has remained at high level.

National Portfolio Manager, CRE Division

Leading US Regional Bank

“

I was very pleased with the work product from Acuity, particularly Acuity’s ability to make proactive adjustments to adhere to underwriting and policy guidelines when appropriate. I look forward to working with Acuity moving forward. Acuity did a good job of laying out the pertinent risks in each transaction. While identifying risks (and more importantly the mitigants to those risks) is not an easy task, I thought Acuity was able to touch on the major points in each deal.

Portfolio Manager, CRE Division

US Regional Bank

Automation and workflow management platforms

https://www.acuitykp.com/wp-content/uploads/2024/10/Credit-Pulse-200.jpg

Advanced AI-based tool designed to revolutionise the credit report writing process

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BEATFlow is an easy-to-onboard and adaptable workflow management system. It provides a quick and clear view of the ongoing activities

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How we are different

WIDE SPECTRUM

Comprehensive end-to-end service offerings across the loan lifecycle (origination, underwriting and portfolio monitoring)

QUICK TURNAROUND

24-hour turnaround for initial sizing and tasks attached to approvals

SCALABLE PARTNER

Strong track record in scaling client engagements for different tasks across the lending value chain. Ability to utilise strategic delivery locations and strong recruitment functions for flexible and niche resourcing

TIMELINE MANAGEMENT

100% on-time portfolio monitoring and risk escalation. Ability to identify and report early warning indicators on time

CONSISTENT APPROACH

Focused on delivering centralised, standardised and optimised output using experienced professionals

Tailored data and technology solutions for Banks

Explore the art of possible across processes and functions in the lending value chain. We help you integrate legacy systems and new-age platforms to build a single source of truth.

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